Australia
Australian guides
Short explainers on the Reserve Bank of Australia and the loans it pulls on. We cite the RBA. We do not tell you what to do with your money.
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3 November 2026: the RBA lifts the cash rate to 4.85%
The fifth rise of 2026, on a 6 to 3 vote, and what it means for a variable home loan and savings.
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29 September 2026: the RBA lifts the cash rate to 4.60%
The fourth rise of 2026, and what 25 basis points does to a variable home loan.
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How the RBA cash rate works
An overnight rate between banks. It is not your home loan rate, but it pulls on it.
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What 25 basis points does to a variable home loan
The worked maths on an example $600,000 loan, monthly and fortnightly.
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The RBA and the Fed: how they differ
One target versus a range, eight meetings each, and why variable loans make Australia faster to feel a move.