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Independent household explainer. Not the Reserve Bank of Australia, not a lender, not advice.

Charts

Rates, at a glance

The official cash rate series, drawn straight from the source files. Hover or tap a chart to read a value. Every chart links to where the numbers come from.

RBA cash rate target

4.85%, effective 4 November 2026

Each decision since 2024 (percentage points)

Source: Reserve Bank of Australia, Cash Rate Target. © Reserve Bank of Australia, used under CC BY 4.0. Effective dates (the day after the decision). Early-1990 targets were published as ranges; the chart shows the range. Download CSV.